.
FREQUENTLY ASKED QUESTIONS
Answers and comments to the most F.A.Q.
You know, I have been getting a TON of e-mail from people asking the same questions. Is your site for real? Do you work? Why don't you file for bankruptcy? Will you pose nude for cash? Stuff like that. So, I've taken the time to answer some for you. Here they are.
IS YOUR SITE REAL?
Very good of you to ask this question. Yes, my site is real. I am a bit elusive as to exactly who I am for personal safety reasons. You have be careful in this day and age. This is the Internet after all.
HOW COULD YOU HAVE GOTTEN YOURSELF INTO SUCH A "PIG WALLOW?"
Again another good and well-worded question. The Greedy bastards in our government and unregulated Wall Street It's as simple as that. I'm going to be honest here... I wasn't out saving the world. I was just making a living.
DO YOU WORK? AND WHY DON'T YOU GET A PART-TIME JOB?
Yes, I do work. And I actually work about up to 65 hours a week. I am always working. My Spouse also works full time only to have her 401K contributions pissed away by others and benefits for the family dwindle to nearly nothing. I have had a job since I was 15 years old. Now being somewhat disabled, I am still working as much as God entitles me too.
I was actually making good money for a while, which is when we purchased our first and only home .Then I became disabled and limited my income, But then I became unemployed for four months, which really set me behind. When you don't have a job and you can't for the life of you get a job because the economy and limitations it SUCKS, it kind of throws a monkey wrench into your great elaborate debt pay-off plan. I am now working, but am making less than half of what I used to make, and am therefore having problems paying my bills.
DO YOU EXPECT US TO PAY ALL OF YOUR DEBT WHILE YOU SIT BACK AND DO NOTHING?
No, I do not. I am simply asking you to help if you can. If you can't-no big deal. I am making what we can on my own. Also note we do not have any credit card bills, I don’t believe in them, it just causes problems for everyone, they are the greedy bastards that have messed this all up for the majority also.
WILL YOU POSE NUDE OR GO ON A DATE WITH ME FOR MONEY?
No, sorry. I'm not about selling myself or my body for money. For Petes sake I'm not a ChipN’Dales dancer.
WHY DON'T YOU CONSOLIDATE AND BUY A BOOK ON FINANCE??
I already have taken all the avenues out there offered to us so called problem credit folks, they scam , they take advantage and bottom line no one has been able to help, All I need is to make up this difference and things will work themselves out. (PLEASE NO SOLICITATION FROM THEM LOAN MODIFICATION PROGRAMS, OR GREEDY REFINANCE OFFERS, I HAVE TALKED TO THEM ALL, IVE BEEN THROUGH THEM ALL.)
And I've READ the finance books?, but all they did was make me realize how much we got screwed and how behind I am on saving for my future. They depressed me.
WHY DON'T YOU FILE FOR BANKRUPTCY?
In the long run, just who exactly is paying for me filing for bankruptcy—you! But not by choice. Your finance charges will go up, your taxes, etc. If you help me pay off my debt, you'll be VOLUNTARILY giving me a dollar.
It's like the bootleg CD theory. They are all over the internet, but you just shouldn't buy them. Because if you buy them, then you'll run up the cost of CDs in the future. It's like stealing. Someone's gonna pay, and it will be the consumer.
So you can voluntarily give me a dollar, then I will avoid bankruptcy, and we will all save on interest rates and taxes in the future.
I NOTICED SOME SPELLING MISTAKES, ARE YOU STUPID?
No, I am not stupid. AND I was actually a "super-speller" in grade school. You know I got a different, more-advanced spelling test than everyone else. But I type really fast, and as I've gotten older, I have come to rely on Spell check to catch my errors. And there is no Spell check on my low-budget website. So if you see something that is spelled wrong, please drop me an e-mail!
HOW CAN I CREATE A SITE LIKE YOU?
Very good question. Creating a website is very easy and inexpensive to do. In fact, I never created a website before this one and I'm already working on a second one. All you have to do is visit GoDaddy.com? to register your domain name, then use one of their easy-to-use site builders to build your site. No previous web-building experience necessary!